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Tell us what you can
Basic information about the property and property owners helps a ton. If possible, as painful as it may be, the foreclosure auction details help.
A silver lining in the clouds
Not all is lost.
You are owed the surplus funds from your foreclosure's auction.
When a foreclosure auction brings in more than what was owed, surplus funds (also known as excess proceeds) may be available to the former property owner. We let them know.
Let's look at your situation, together.
If you've been contacted by us, you should have received a code.
A simpler path forward
We handle the complicated parts.
You do not need to know the legal or administrative process before reaching out. That is what we are here for.
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We review the details
Our team researches the relevant records and will let you know whether there may be any associated surplus funds.
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You choose what happens next
If we can help, we explain the process and agreement clearly.
You are more than a case number
Support that meets you where you are.
We notify individuals about surplus funds for free. You don't have to work with us if you don't want to, but letting you know means you can always check for yourself.
Surplus.Click was created to make surplus fund recovery feel more approachable.
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No pressure to work with us
We let you know you have surplus funds. The rest is up to you.
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Clear expectations
We explain what we know, what we need, and what comes next.
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Links to documents
We strive to provide links to publicly available documents.
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A process you can understand
You receive time to review the details before moving forward.
Common questions
It is okay to start with questions.
Here are a few things people often want to know before reaching out.
What are excess proceeds or surplus funds?
In some foreclosure auctions, a property sells for more than the amount needed to satisfy the debt and other costs. Depending on local laws, the remaining money may be claimable by eligible parties.
How do I know if I may be eligible?
Eligibility depends on the outstanding claims (such as liens), deadlines, and the laws where the property is located.
Do I need to know the exact auction amount?
No. Share whatever information you have. Our team will do their best to find the details needed for an initial review.
Is this legal advice?
No. Information provided through this website is not legal advice. Requirements and deadlines vary by jurisdiction and you may wish to consult a licensed attorney.
You don't have to figure it out alone.
Take the first step with a straightforward review of your situation.